<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	xmlns:georss="http://www.georss.org/georss" xmlns:geo="http://www.w3.org/2003/01/geo/wgs84_pos#" xmlns:media="http://search.yahoo.com/mrss/"
	>

<channel>
	<title>Wealth Management Prof blog</title>
	<atom:link href="http://profwilliambyrnes.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://profwilliambyrnes.com</link>
	<description>Professor William Byrnes</description>
	<lastBuildDate>Tue, 17 Jan 2012 21:07:14 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.com/</generator>
<cloud domain='profwilliambyrnes.com' port='80' path='/?rsscloud=notify' registerProcedure='' protocol='http-post' />
<image>
		<url>http://0.gravatar.com/blavatar/2d42443b2360307fca9dadbe0d0bcad7?s=96&#038;d=http%3A%2F%2Fs2.wp.com%2Fi%2Fbuttonw-com.png</url>
		<title>Wealth Management Prof blog</title>
		<link>http://profwilliambyrnes.com</link>
	</image>
	<atom:link rel="search" type="application/opensearchdescription+xml" href="http://profwilliambyrnes.com/osd.xml" title="Wealth Management Prof blog" />
	<atom:link rel='hub' href='http://profwilliambyrnes.com/?pushpress=hub'/>
		<item>
		<title>FINRA Sets Regulatory Sights on Structured Products</title>
		<link>http://profwilliambyrnes.com/2012/01/11/finra-sets-regulatory-sights-on-structured-products/</link>
		<comments>http://profwilliambyrnes.com/2012/01/11/finra-sets-regulatory-sights-on-structured-products/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 18:00:56 +0000</pubDate>
		<dc:creator>williambyrnes</dc:creator>
				<category><![CDATA[Wealth Management]]></category>
		<category><![CDATA[AdvisorOne]]></category>
		<category><![CDATA[Broker-dealer]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Industry Regulatory Authority]]></category>
		<category><![CDATA[FINRA]]></category>
		<category><![CDATA[Investment Advisor]]></category>
		<category><![CDATA[Structured product]]></category>
		<category><![CDATA[Summit Business Media]]></category>

		<guid isPermaLink="false">http://profwilliambyrnes.com/?p=1830</guid>
		<description><![CDATA[FINRA Sets Regulatory Sights on Structured Products. The Financial Industry Regulatory Authority (FINRA) is targeting structured products over concerns about unsuitable sales to retail customers...<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=profwilliambyrnes.com&amp;blog=8589873&amp;post=1830&amp;subd=williambyrnes&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://profwilliambyrnes.com/2012/01/11/finra-sets-regulatory-sights-on-structured-products/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/d4194fc99190bdd97640a487d1cb9e4c?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">williambyrnes</media:title>
		</media:content>
	</item>
		<item>
		<title>Better Late than Never: SEC Implements the Switch</title>
		<link>http://profwilliambyrnes.com/2012/01/10/better-late-than-never-sec-implements-the-switch/</link>
		<comments>http://profwilliambyrnes.com/2012/01/10/better-late-than-never-sec-implements-the-switch/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 17:13:43 +0000</pubDate>
		<dc:creator>williambyrnes</dc:creator>
				<category><![CDATA[Wealth Management]]></category>
		<category><![CDATA[Consumer Protection Act]]></category>
		<category><![CDATA[Dodd-Frank]]></category>
		<category><![CDATA[Dodd–Frank Wall Street Reform and Consumer Protection Act]]></category>
		<category><![CDATA[Hedge fund]]></category>
		<category><![CDATA[Registered Investment Advisor]]></category>
		<category><![CDATA[Regulation]]></category>
		<category><![CDATA[SEC]]></category>
		<category><![CDATA[Wall Street]]></category>

		<guid isPermaLink="false">http://profwilliambyrnes.com/?p=1827</guid>
		<description><![CDATA[Better Late than Never: SEC Implements the Switch. As anticipated, the SEC will delay implementation of the RIA transition...<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=profwilliambyrnes.com&amp;blog=8589873&amp;post=1827&amp;subd=williambyrnes&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://profwilliambyrnes.com/2012/01/10/better-late-than-never-sec-implements-the-switch/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/d4194fc99190bdd97640a487d1cb9e4c?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">williambyrnes</media:title>
		</media:content>
	</item>
		<item>
		<title>Advisors are from Mars, Clients are from Venus</title>
		<link>http://profwilliambyrnes.com/2012/01/03/advisors-are-from-mars-clients-are-from-venus/</link>
		<comments>http://profwilliambyrnes.com/2012/01/03/advisors-are-from-mars-clients-are-from-venus/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 15:59:57 +0000</pubDate>
		<dc:creator>williambyrnes</dc:creator>
				<category><![CDATA[Wealth Management]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Communication]]></category>
		<category><![CDATA[Facebook]]></category>
		<category><![CDATA[Financial adviser]]></category>
		<category><![CDATA[Financial services]]></category>
		<category><![CDATA[LinkedIn]]></category>
		<category><![CDATA[Marketing and Advertising]]></category>
		<category><![CDATA[Social media]]></category>

		<guid isPermaLink="false">http://profwilliambyrnes.com/?p=1824</guid>
		<description><![CDATA[Advisors are from Mars, Clients are from Venus...<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=profwilliambyrnes.com&amp;blog=8589873&amp;post=1824&amp;subd=williambyrnes&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://profwilliambyrnes.com/2012/01/03/advisors-are-from-mars-clients-are-from-venus/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/d4194fc99190bdd97640a487d1cb9e4c?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">williambyrnes</media:title>
		</media:content>
	</item>
		<item>
		<title>Treasury extends FBAR Deadline Again</title>
		<link>http://profwilliambyrnes.com/2011/12/22/treasury-extends-fbar-deadline-again/</link>
		<comments>http://profwilliambyrnes.com/2011/12/22/treasury-extends-fbar-deadline-again/#comments</comments>
		<pubDate>Thu, 22 Dec 2011 14:00:24 +0000</pubDate>
		<dc:creator>williambyrnes</dc:creator>
				<category><![CDATA[Wealth Management]]></category>

		<guid isPermaLink="false">http://profwilliambyrnes.com/?p=1822</guid>
		<description><![CDATA[Treasury extends FBAR Deadline Again. In a merciful move, the Treasury has again extended the FBAR filing deadline...<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=profwilliambyrnes.com&amp;blog=8589873&amp;post=1822&amp;subd=williambyrnes&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://profwilliambyrnes.com/2011/12/22/treasury-extends-fbar-deadline-again/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/d4194fc99190bdd97640a487d1cb9e4c?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">williambyrnes</media:title>
		</media:content>
	</item>
		<item>
		<title>Foreign Account Compliance: Are Foreign Policies Included?</title>
		<link>http://profwilliambyrnes.com/2011/12/20/foreign-account-compliance-are-foreign-policies-included/</link>
		<comments>http://profwilliambyrnes.com/2011/12/20/foreign-account-compliance-are-foreign-policies-included/#comments</comments>
		<pubDate>Tue, 20 Dec 2011 16:27:51 +0000</pubDate>
		<dc:creator>williambyrnes</dc:creator>
				<category><![CDATA[Wealth Management]]></category>
		<category><![CDATA[FATCA]]></category>
		<category><![CDATA[Financial services]]></category>
		<category><![CDATA[Hiring Incentives to Restore Employment Act]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Internal Revenue Service]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[Tax avoidance and tax evasion]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://profwilliambyrnes.com/?p=1818</guid>
		<description><![CDATA[Foreign Account Compliance: Are Foreign Policies Included? The Foreign Account Tax Compliance Act (FATCA) was designed as a comprehensive measure to combat offshore tax evasion...<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=profwilliambyrnes.com&amp;blog=8589873&amp;post=1818&amp;subd=williambyrnes&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://profwilliambyrnes.com/2011/12/20/foreign-account-compliance-are-foreign-policies-included/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/d4194fc99190bdd97640a487d1cb9e4c?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">williambyrnes</media:title>
		</media:content>
	</item>
		<item>
		<title>Money Laundering, Asset Forfeiture and Recovery, and Compliance: A Global Guide</title>
		<link>http://profwilliambyrnes.com/2011/12/02/money-laundering-asset-forfeiture-and-recovery-and-compliance-a-global-guide/</link>
		<comments>http://profwilliambyrnes.com/2011/12/02/money-laundering-asset-forfeiture-and-recovery-and-compliance-a-global-guide/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 13:30:58 +0000</pubDate>
		<dc:creator>williambyrnes</dc:creator>
				<category><![CDATA[Financial Crimes]]></category>
		<category><![CDATA[Money Laundering]]></category>
		<category><![CDATA[Asset Forfeiture]]></category>
		<category><![CDATA[Compliance]]></category>
		<category><![CDATA[terrorist financing]]></category>

		<guid isPermaLink="false">http://profwilliambyrnes.com/?p=1807</guid>
		<description><![CDATA[ in-depth coverage of the laws and government actions in 47 nations to combat money laundering, terrorist funding and similar practices<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=profwilliambyrnes.com&amp;blog=8589873&amp;post=1807&amp;subd=williambyrnes&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://profwilliambyrnes.com/2011/12/02/money-laundering-asset-forfeiture-and-recovery-and-compliance-a-global-guide/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/d4194fc99190bdd97640a487d1cb9e4c?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">williambyrnes</media:title>
		</media:content>
	</item>
		<item>
		<title>Will Germany Let Greece Default?</title>
		<link>http://profwilliambyrnes.com/2011/11/30/will-germany-let-greece-default/</link>
		<comments>http://profwilliambyrnes.com/2011/11/30/will-germany-let-greece-default/#comments</comments>
		<pubDate>Wed, 30 Nov 2011 14:00:58 +0000</pubDate>
		<dc:creator>williambyrnes</dc:creator>
				<category><![CDATA[Wealth Management]]></category>
		<category><![CDATA[Angela Merkel]]></category>
		<category><![CDATA[Berlin]]></category>
		<category><![CDATA[Chancellor of Germany]]></category>
		<category><![CDATA[European sovereign debt crisis of 2010–present]]></category>
		<category><![CDATA[European Union]]></category>
		<category><![CDATA[Greece]]></category>
		<category><![CDATA[Greek]]></category>
		<category><![CDATA[Nicolas Sarkozy]]></category>

		<guid isPermaLink="false">http://profwilliambyrnes.com/?p=1804</guid>
		<description><![CDATA[Will Germany Let Greece Default? Despite initial calls for private creditors to absorb some of the cost of another round of Greek bailouts...<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=profwilliambyrnes.com&amp;blog=8589873&amp;post=1804&amp;subd=williambyrnes&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://profwilliambyrnes.com/2011/11/30/will-germany-let-greece-default/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/d4194fc99190bdd97640a487d1cb9e4c?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">williambyrnes</media:title>
		</media:content>
	</item>
		<item>
		<title>The Psychology of Saving: If We’re Living Longer, Why Are We Saving Less?</title>
		<link>http://profwilliambyrnes.com/2011/11/29/the-psychology-of-saving-if-were-living-longer-why-are-we-saving-less/</link>
		<comments>http://profwilliambyrnes.com/2011/11/29/the-psychology-of-saving-if-were-living-longer-why-are-we-saving-less/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 17:00:57 +0000</pubDate>
		<dc:creator>williambyrnes</dc:creator>
				<category><![CDATA[Wealth Management]]></category>
		<category><![CDATA[David E. Bloom]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Life expectancy]]></category>
		<category><![CDATA[Michael Moore]]></category>
		<category><![CDATA[Pension]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Retirement planning]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://profwilliambyrnes.com/?p=1802</guid>
		<description><![CDATA[The Psychology of Saving: If We’re Living Longer, Why Are We Saving Less? In addition to confirming previous beliefs, a new academic study concerning the effects of increase life-spans on savings rates has inspired new intrigue.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=profwilliambyrnes.com&amp;blog=8589873&amp;post=1802&amp;subd=williambyrnes&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://profwilliambyrnes.com/2011/11/29/the-psychology-of-saving-if-were-living-longer-why-are-we-saving-less/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/d4194fc99190bdd97640a487d1cb9e4c?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">williambyrnes</media:title>
		</media:content>
	</item>
		<item>
		<title>Consumer Financial Protection Bureau: Ready for Launch?</title>
		<link>http://profwilliambyrnes.com/2011/11/28/consumer-financial-protection-bureau-ready-for-launch/</link>
		<comments>http://profwilliambyrnes.com/2011/11/28/consumer-financial-protection-bureau-ready-for-launch/#comments</comments>
		<pubDate>Mon, 28 Nov 2011 17:56:57 +0000</pubDate>
		<dc:creator>williambyrnes</dc:creator>
				<category><![CDATA[Wealth Management]]></category>
		<category><![CDATA[Barney Frank]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Dodd-Frank]]></category>
		<category><![CDATA[Dodd–Frank Wall Street Reform and Consumer Protection Act]]></category>
		<category><![CDATA[Financial services]]></category>
		<category><![CDATA[Republicans]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://profwilliambyrnes.com/?p=1799</guid>
		<description><![CDATA[Consumer Financial Protection Bureau: Ready for Launch? Despite the best efforts of Congressional Republicans<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=profwilliambyrnes.com&amp;blog=8589873&amp;post=1799&amp;subd=williambyrnes&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://profwilliambyrnes.com/2011/11/28/consumer-financial-protection-bureau-ready-for-launch/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/d4194fc99190bdd97640a487d1cb9e4c?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">williambyrnes</media:title>
		</media:content>
	</item>
		<item>
		<title>When are policy loans taxable?</title>
		<link>http://profwilliambyrnes.com/2011/11/23/when-are-policy-loans-taxable/</link>
		<comments>http://profwilliambyrnes.com/2011/11/23/when-are-policy-loans-taxable/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 14:00:30 +0000</pubDate>
		<dc:creator>williambyrnes</dc:creator>
				<category><![CDATA[Wealth Management]]></category>
		<category><![CDATA[income tax]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Insurance policy]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Payment]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[Taxable income]]></category>
		<category><![CDATA[Welfare]]></category>

		<guid isPermaLink="false">http://profwilliambyrnes.com/?p=1797</guid>
		<description><![CDATA[Why are policy loans taxable? Generally, life insurance policies be withdrawn without income tax consequences.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=profwilliambyrnes.com&amp;blog=8589873&amp;post=1797&amp;subd=williambyrnes&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://profwilliambyrnes.com/2011/11/23/when-are-policy-loans-taxable/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/d4194fc99190bdd97640a487d1cb9e4c?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">williambyrnes</media:title>
		</media:content>
	</item>
	</channel>
</rss>
